EU Mortgage Amortization

View a detailed amortization schedule for EU mortgages. Choose a country to model fixed-rate, PRICE (French amortization), variable-rate, or interest-only structures, and see how each payment affects principal, interest, and remaining balance.

Home price Down payment Loan term (years) Annual interest rate (%)

Country Payment frequency

Extra monthly payment Annual property tax Annual homeowners insurance Monthly HOA / service charges

Tip: Use extra payments to see how faster principal reduction changes the schedule and total interest.

Important: This amortization schedule uses simplified structures for fixed-rate, PRICE, variable-rate, and interest-only mortgages. It does not fully model all lender rules or complex rate changes. Use it for education and planning, not as a substitute for professional advice.

Legal
Information on this site is for educational purposes only and is not financial, tax, or legal advice. Calculations are estimates and may not reflect actual results. See our Privacy Policy and Disclaimer.