UK Mortgage Calculator

Calculate UK mortgage payments using fixed-rate, SVR (Standard Variable Rate), or interest-only formats. Uses lender-grade amortization logic with fixed-period and follow-on rate modeling.

Country: United Kingdom Formats: Fixed, SVR, Interest-only Currency: GBP

Loan details

Property price (GBP)

Deposit (GBP)

Initial interest rate (% per year)

Total term (years)

Payment frequency

Mortgage format

Fixed period & extras

Fixed-rate period (years)

SVR / follow-on rate (% per year)

Extra payment per period (principal)

Annual council tax (GBP)

Annual buildings & contents insurance (GBP)

Monthly service charge / ground rent (GBP)

Important
This calculator uses simplified lender-style math for UK mortgages and is for educational purposes only. It does not replace official lender disclosures, KFI documents, or professional advice.

UK Mortgage Calculator

Loan details

Fixed period & extras

Amortization schedule